Hello Ray CHOW,
You haven't used your Skype Credit for a long time now. (That’s true, I didn’t use the whole credit although I really bought it because the SkypeCall quality is of permament ***CRAP*** and I didn’t find any sucker within my acquaintance willing to endure such a bad call). Unless you take some action, your Skype Credit balance will expire in 7 days and you cannot use it any longer.
== What do I need to do? ==
Just make another Skype Credit purchase to add to your credit, or make a SkypeOut call to anywhere you want (we suggest you call your Mum). Alternatively, you could Personalise Skype, by purchasing a new image or ringtone. It's up to you how you spend your Skype Credit, you just need to keep your account active. After you do any one of these, all of your Skype Credit is again available for the next 180 days.
To make extra purchases, go to http://www.skype.com/go/store. To make SkypeOut calls, just use your Skype.
== Why does Skype Credit expire? ==
You're receiving this email around 7 days before your Skype Credit balance expires. Skype Credit expires 180 days after your last purchase or SkypeOut call. If you're not using your balance we need to expire the credit sooner or later to comply with normal business accounting rules. Not very exciting, but true.
(I heard some people claiming that Skype was one of the first revolution in this new century and I need now to figure out what’s wrong in our conjurer world ...!...)